Oct 0
Oct 0

How to effectively use consumer durable loans

More than ever today, the demand for consumer durable products like ACs, refrigerators, TVs, smartphones, laptops, furniture and other home appliances has hit a high point. We want our lives to be comfortable. A Consumer Durable loan is a smart way to acquire household goods faster. If it is a 0% loan, it is certainly […]

  Read more
Oct 0
Oct 0

A one-stop guide to Consumer Durable Loans

A consumer durable loan makes it easier for you to achieve your personal goals. It is like someone paying on behalf of you for the goods you want and you getting the privilege to repay it over a fixed, pre-decided period. Amount lent by the financier is utilized for the purchase of consumer durables like […]

  Read more
Jul 1
Jul 1

5 ways your lender can help you grow your credit score

Taking on a loan of any kind requires a fair amount of responsibility and commitment. For a first time loan taker, this may not come easily, especially with all the other pressures of life like rents to pay, school fees and of course birthdays and anniversaries to remember! A responsible lender will always ensure that […]

  Read more
Jul 1
Jul 1

Taking your First loan? Here are your borrower’s rights you must know about.

If you’re taking your first loan it’s easy to get overwhelmed with the experience. From even before you think of buying the latest smartphone, laptop or home appliance, your inbox and phone will be pinging away with offers for loans at affordable interests, zero down payments and much more! While buying on credit has great […]

  Read more
Apr 0
Apr 0

5 TIMES IT’s GOOD TO CONSIDER TAKING A LOAN

Conventional wisdom has always said to be cautious of taking a credit. Our parents might still be very skeptical of loans and may advice against it because of experiences with irresponsible money lenders and loan sharks. While it’s always good to understand the responsibilities associated with taking a loan, it’s also a good thing to […]

  Read more
Apr 0
Apr 0

BORROW RESPONSIBLY, STAY SECURE

If you’ve taken a loan in the past, you’d know that it’s a time-bound legal contract that you’re signing up for. As with any contract, it’s based on a foundation of trust that you will return the money you’ve borrowed, with an agreed amount of interest. But the story doesn’t end there. As a borrower […]

  Read more
Jan 0
Jan 0

BEFORE YOU TAKE A LOAN

Taking a loan? Here’s your checklist Ever noticed how everyone is offering loans nowadays? From mobile phones to home appliances to cars to even holidays, everything is offered on “easy EMI” options even before you step into a store. While making a purchase on credit can be a sound financial decision, it’s important to be […]

  Read more
Dec 0
Dec 0

SIMPLE STEPS TO BOOST YOUR CREDIT SCORE

Checking and maintaining your financial health is as important as your physical health today. A healthy credit score (generally in the range of 690 and above) not only gives you access to future loans and credit, but also shows your credit worthiness and general discipline to prospective employers, many of whom now check credit scores […]

  Read more
Dec 0
Dec 0

DECODING CREDIT SCORES

Lately your inbox may be flooded with offers to “check your credit score” or “click to get your free credit report”. We all know that your credit score is something important, here’s explaining the basics that you can’t afford to “not-know” in a way everyone can understand! What is a credit score? And why should […]

  Read more
Nov 0
Nov 0

TOP 5 QUESTIONS TO ASK BEFORE TAKING A LOAN

And you need to ask them of yourself Whether at a mall kiosk or in your inbox, loans are offered today for everything from the latest smart phone to laptops and even home appliances! While it’s always tempting to take a loan at easy interest rates and terms, we’ve put down the top 5 questions […]

  Read more